Independent Benefits & Leave Consulting
Reduce Employee Benefit Cost Without Replacing Your Broker
Helping employers uncover hidden benefit costs, improve FMLA administration, strengthen compliance processes, and reduce HR administrative burden.
See Where Benefits Costs May Be Hiding
Free Cost Leak Audit, FMLA Workflow Review, and Benefits Billing Analysis — with no broker replacement required.
Supporting Memphis & The Mid-South
Independent benefits and FMLA consulting for employers across Memphis, Oakland, and the surrounding Mid-South region.
10+ Years in Benefits & Leave Administration
Experience supporting complex benefits and leave operations through Sedgwick, ESS, and the YMCA of Memphis & The Mid-South.
Leave Cases Managed
Avoidable Wage Expense Identified
& Nonprofit Experience
Benefits & Leave Expertise
Verified Google Reviews
No Broker Replacement Required
Your Benefits Program May Be Costing More Than It Should
Many employers do not need to replace their broker. They need better visibility into the administrative gaps, billing issues, FMLA workflows, and communication breakdowns quietly increasing costs.
Hidden costs usually start behind the scenes.
Benefit plans can look fine on paper while internal processes create unnecessary expense, confusion, and compliance exposure.
Estimated annual cost to build internal benefits, leave, and compliance expertise.
Potential savings opportunities often come from better administration, visibility, and process control.
We work alongside your current broker, vendors, and HR team.
Independent Benefits & Leave Consulting Built Around Results
Fralick's Benefit Consulting helps employers identify hidden costs, improve benefits administration, strengthen leave management processes, and support HR teams without disrupting existing broker relationships.
Mitchell Fralick
Founder & CEO
Fralick's Benefit Consulting
10+ Years Benefits & Leave Administration Experience
Leave Cases Managed
Experience supporting thousands of employee leave and benefits administration cases.
10+ Years Experience
Benefits and leave administration experience supporting enterprise-level operations.
Independent Advisor
Objective guidance focused on employer outcomes instead of insurance sales.
No Broker Replacement
We work alongside your current broker, vendors, and HR team to improve results.
FBOM™ Method
A structured framework to Find, Benchmark, Optimize, and Measure opportunities for improvement.
Memphis & The Mid-South Based Support
Serving employers throughout Memphis, the Mid-South, and organizations nationwide.
The FBOM™ Method
A practical process designed to uncover cost leaks, improve benefits administration, strengthen FMLA workflows, and create measurable next steps.
Find
Identify hidden costs, process gaps, compliance concerns, and administrative friction.
Benchmark
Compare your current benefits and leave processes against practical employer best practices.
Optimize
Improve workflows, documentation, communication, vendor coordination, and employee support.
Measure
Track results, reduce recurring issues, and create a repeatable process for ongoing improvement.
Operational Improvements Identified Through Prior Benefits & Leave Experience
These examples reflect prior professional experience in benefits administration, FMLA workflows, compliance support, employee communication, and process improvement.
FMLA Workflow Optimization
Created standardized leave documentation and certification processes that improved approval outcomes and reduced administrative burden.
Disability & Leave Cost Breakdown
Identified delayed Short-Term Disability filing, delayed Long-Term Disability transition, continued payroll processing, and lack of coordination between leave, payroll, and benefits administration.
FSA/HRA Eligibility Audit
Identified employer-funded FSA and HRA contributions continuing for terminated and ineligible employees due to manual eligibility tracking gaps.
Hidden Premium Cost Leak Identified
Leave and COBRA premium payments were not being consistently tracked, causing the employer to absorb benefit costs that should have been employee-paid.
Request Your Free Benefits & FMLA Audit
Get an independent review of your benefits administration, leave workflows, billing practices, communication gaps, and compliance readiness — without replacing your broker.
Schedule Your Free Benefits & FMLA Management AuditWe Do Not Replace Your Broker — We Strengthen What Happens Around the Benefits Program
Most employers already have a broker. What they often need is an independent advisor focused on administration, FMLA workflows, communication, compliance readiness, and hidden cost leaks.
Traditional Broker Focus
- Insurance placement and renewals
- Carrier negotiations
- Plan design recommendations
- Open enrollment support
- Rate and coverage discussions
Fralick’s Benefit Consulting Focus
- Benefits administration improvement
- FMLA and leave workflow review
- Billing and eligibility visibility
- Employee communication gaps
- Process, compliance, and cost leak review
Small Administrative Gaps Can Create Expensive Benefits Problems
These issues often go unnoticed because they happen behind the scenes — inside billing files, leave workflows, vendor coordination, and employee communication.
Billing Discrepancies
Employer invoices, payroll deductions, and eligibility records may not always align, creating unnecessary cost exposure.
Eligibility Gaps
Employees, dependents, or terminated workers may remain incorrectly listed, causing confusion and possible overpayment.
FMLA Workflow Issues
Inconsistent documentation, unclear timelines, and manual tracking can increase risk and administrative burden.
Employee Confusion
Employees may not understand their benefits, leave steps, contribution value, or where to go for help.
Vendor Coordination Gaps
Multiple vendors, platforms, brokers, and internal teams can create fragmented processes and missed follow-up.
Limited Leadership Visibility
Executives may see rising costs without a clear view of where administrative issues are contributing to the problem.
What You Receive From the Free Benefits & FMLA Audit
This is not a sales pitch to replace your broker. It is an independent review designed to help you identify practical opportunities to reduce cost, improve administration, and strengthen compliance readiness.
Benefits Administration Review
A review of enrollment, eligibility, billing, vendor coordination, and employee-facing benefit processes.
FMLA Workflow Review
An evaluation of leave intake, documentation, tracking, manager guidance, and communication steps.
Hidden Cost Opportunities
Identification of possible administrative cost leaks, duplicate work, billing concerns, or process inefficiencies.
Compliance Readiness Notes
Observations related to documentation practices, process consistency, and areas that may need stronger controls.
Prioritized Recommendations
Clear next steps ranked by urgency, impact, and ease of implementation for your HR or leadership team.
Executive Summary
A simple summary of findings that leadership can use to understand risks, opportunities, and next actions.
Practical Benefits & Leave Solutions for Employers
We help employers improve benefits administration, strengthen compliance readiness, streamline leave management, and provide ongoing strategic guidance—without replacing their existing broker.
Benefits Administration Consulting
Improve the day-to-day management of your benefits program through stronger processes and better oversight.
- Enrollment support
- Eligibility management
- Billing review
Benefits Compliance Consulting
Strengthen administrative controls, documentation practices, and compliance readiness.
- Process reviews
- Documentation practices
- Compliance readiness
FMLA & Leave Management Consulting
Improve leave administration through better workflows, documentation, communication, and process consistency.
- Leave workflows
- Manager guidance
- Process improvement
Benefits Advisory Services
Ongoing support for employers seeking year-round guidance on benefits strategy and administration.
- Quarterly reviews
- Benefits strategy
- Vendor coordination
5 Star Google Reviews
Common Questions
Employee Benefit FAQs
Got questions? Don’t worry, you’re not alone. Here are some of the most common questions from business owners about employee benefits.
For additional questions please visit our full FAQ page here.
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No. Fralick’s Benefit Consulting works alongside your existing broker—not in place of them.
Our role is to help employers review benefits operations, identify hidden inefficiencies, improve employee communication, and support compliance.
We act as an independent resource focused on helping your team make the most of the benefits you already offer.
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We primarily work with:
Small and mid-sized businesses
HR teams needing benefits support
Employers managing growing FMLA or leave requests
Organizations reviewing rising healthcare and benefits costs
Businesses looking to improve employee understanding of benefits
We commonly support employers in Memphis, Oakland, and throughout Tennessee who want practical benefits guidance without adding extra workload to HR.
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Pricing depends on the level of support your business needs. Some employers need a one-time review or audit, while others want ongoing consulting support.
We start with a conversation about your goals and current challenges, then recommend the best next step based on your needs.
We also offer a free initial benefits audit for qualifying employers.
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Yes. While Fralick’s Benefit Consulting is based in Oakland and works with many employers in Memphis, we also support businesses throughout Tennessee and surrounding areas.
Many benefits consulting and FMLA support services can be handled remotely, which allows us to work with employers across multiple locations while still providing responsive, personalized support.
Whether your business is in Memphis, Oakland, or outside the area, our focus stays the same: helping employers reduce administrative burden, improve benefits operations, and strengthen compliance.