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      <image:title>Flyers</image:title>
      <image:caption>Free Benefits &amp; Leave Management Audit. Identify hidden costs, FMLA gaps, compliance risks, and administrative inefficiencies. No broker change required.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>Learn the difference between a benefits consultant and an insurance broker. Discover how benefits consulting, employee benefits administration, FMLA administration, and benefits utilization can improve employee engagement, compliance, and business performance.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>A promotional infographic for Fralick's Benefit Consulting discussing the high costs of the FMLA process, showing a binder labeled "FMLA," a calculator, and a pen on a desk with stacks of papers and a potted plant. The infographic lists hidden costs like payroll leakage, increased overtime, compliance risks, HR overload, delayed certifications, and higher turnover. It emphasizes reducing costs and improving process management.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>Informational infographic comparing ADA and FMLA laws, including key points for leaders about employee rights and responsibilities, with illustrations of two people talking.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>A digital marketing flyer for Fralick's Benefit Consulting featuring a group of three business professionals smiling in a meeting. The flyer emphasizes better employee benefits and stronger business outcomes, with icons and text highlighting attracting top talent, supporting employee well-being, controlling costs, and strategic decision-making. Contact information is included at the bottom.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>A promotional flyer for Fralick's Benefit Consulting featuring a professional photo of Mitchell Fralick, Founder &amp; CEO, and detailed information about services offered, experience, and contact details, with a blue and white color scheme and icons.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>A business promotional flyer for Fralick's Benefit Consulting. Features a smiling woman and a man in suits seated at a table in a modern office. Contains text about benefit consulting services, icons for strategic planning, employee focus, plan design, cost containment, and ongoing support, along with contact information.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>A promotional flyer for Fralick's Benefit Consulting advising employers to double-check their HR and benefits team on pre-tax deductions, 401(k) matching, and Roth contributions, with contact information and a photo of three professionals discussing benefits.</image:caption>
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      <image:title>Flyers</image:title>
      <image:caption>An informational poster advertising benefit consulting services from Fralick's Benefit Consulting. The poster compares premiums with and without pre-tax benefits for a single person earning $50,000 annually, highlighting cost savings and stress reduction.</image:caption>
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    <lastmod>2026-06-13</lastmod>
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      <image:title>Benefit Of The Day</image:title>
      <image:caption>May 11, 2026</image:caption>
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      <image:title>Benefit Of The Day</image:title>
      <image:caption>May 12, 2026</image:caption>
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      <image:title>Benefit Of The Day</image:title>
      <image:caption>May 13, 2026</image:caption>
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      <image:title>Benefit Of The Day</image:title>
      <image:caption>Mya 14, 2026</image:caption>
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      <image:title>Benefit Of The Day</image:title>
      <image:caption>A colorful informational flyer from Fralick's Benefit Consulting advertising the 401(k) Retirement Plan as the Benefit of the Day, highlighting tax-advantaged contributions and employer matching. The flyer features a photo of a happy older couple sitting on a couch, and sections explaining why the plan matters, including tax benefits, retirement building, control over savings, employer matching, and future planning. Contact info and website details are included at the bottom.</image:caption>
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      <image:title>Benefit Of The Day</image:title>
      <image:caption>05/21/2026</image:caption>
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    <lastmod>2026-06-13</lastmod>
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    <lastmod>2026-06-12</lastmod>
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      <image:title>Employer Guides</image:title>
      <image:caption>Informational poster on using FSA (Flexible Spending Account) for healthcare benefits, including questions about usage, contributions, timing, and fund management, emphasizing the importance of health investment.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/69af40a022c3fe3dd68835e7/348fd74e-0c88-452d-a139-03b3e711fbcf/Medicare+Flyer.jpg</image:loc>
      <image:title>Employer Guides</image:title>
      <image:caption>A comparison chart between Medicare Part A and Part B, showing costs, coverage, deductible, and other details, with branding for Fralick's Benefit Consulting.</image:caption>
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      <image:title>Employer Guides</image:title>
      <image:caption>A promotional flyer for Fralick's Benefit Consulting. It features a smiling family of four outside, with a man, woman, a young boy, and a baby. The flyer emphasizes the importance of life benefits and understanding qualifying life events, with sections explaining what a qualifying life event is, common QLEs, why it matters, and how the consulting firm can help.</image:caption>
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      <image:title>Employer Guides</image:title>
      <image:caption>Informational poster about pre-tax commuter benefits, showcasing options for payroll deductions and direct purchase, examples of eligible expenses, IRS limits, and important notes for employees.</image:caption>
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      <image:title>Employer Guides</image:title>
      <image:caption>An informational poster by Fralick's Benefit Consulting outlining retirement solutions for employees and employers. It highlights 401(k) plans, IRA options, key benefits, and reasons to partner with the company.</image:caption>
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    <image:image>
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      <image:title>Employer Guides</image:title>
      <image:caption>A digital marketing flyer for Fralick's Benefit Consulting featuring a group of three business professionals smiling in a meeting. The flyer emphasizes better employee benefits and stronger business outcomes, with icons and text highlighting attracting top talent, supporting employee well-being, controlling costs, and strategic decision-making. Contact information is included at the bottom.</image:caption>
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    <lastmod>2026-06-13</lastmod>
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    <lastmod>2026-06-13</lastmod>
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    <lastmod>2026-06-13</lastmod>
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    <lastmod>2026-06-13</lastmod>
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    <loc>https://www.fralicksbenefitconsulting.com/case-study-disability-leave-administration</loc>
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    <lastmod>2026-06-13</lastmod>
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    <loc>https://www.fralicksbenefitconsulting.com/sedgwick-walmart-leave-experience</loc>
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    <lastmod>2026-06-13</lastmod>
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    <loc>https://www.fralicksbenefitconsulting.com/cobra-leave-premium-tracking-case-study</loc>
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    <lastmod>2026-06-13</lastmod>
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